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Financial Literacy among Youth

Financial literacy has emerged as a critical life skill in the 21st century, particularly for young people navigating an increasingly digital and complex financial environment. This paper examines the growing financial literacy gap among youth, emphasizing its implications for personal well-being, national productivity, and sustainable economic growth. It analyzes barriers such as limited access to structured financial education, overreliance on social media for financial advice, and the rising incidence of digital scams. Drawing on global comparisons, it highlights how countries like Singapore, Canada, and Australia have successfully integrated financial literacy into school curricula, while India continues to lag. The study underscores the urgent need to embed financial education into formal schooling, enhance teacher training, and strengthen digital financial awareness. Government initiatives such as the National Strategy for Financial Education (NSFE 2020–2025) demonstrate progress, yet a stronger post-2025 roadmap is essential. The paper concludes that equipping youth with financial skills not only improves individual financial resilience but also drives entrepreneurship, savings, and inclusive national development.

Published by: Ridhaan Jain

Author: Ridhaan Jain

Paper ID: V11I6-1165

Paper Status: published

Published: November 15, 2025

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Research Paper

A Study on the Relationship between Air Pollution and Housing Prices in Indian Metropolitan Cities

This paper aims to examine whether air pollution has a significant impact on residential housing prices in Indian metropolitan cities, which include NCR, Mumbai, Kolkata, Bangalore, and Chennai. The data for both variables is from 2017 to the beginning of 2025. It uses secondary data from the Housing Price Index (HPI) and the Central Pollution Control Board (CPCB). This paper is purely a quantitative analysis, and compares the trends of PM2.5, PM10, NO₂, and Ozone, with the movements of the housing prices. The findings reveal that there is no direct correlation between the air quality and housing prices across the selected cities. However, factors such as infrastructural and connectivity development, employment opportunities, migration, etc., are found to play a significant role in the housing prices to experience an upward trend. The dependence on mainly two indices limits the scope of the study; however, it also highlights an important implication. Pollution does not affect the valuation of residential complexes. Therefore, there is little to no incentive for sustainable urban development. Measures like Government intervention, inclusion of social/environmental costs in the real estate business, could encourage eco-friendly and greener housing practices.

Published by: Mrittika Sen

Author: Mrittika Sen

Paper ID: V11I5-1324

Paper Status: published

Published: November 14, 2025

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Research Paper

Early Diabetic Retinopathy Detection using Federated Learning

Diabetic Retinopathy (DR) is a leading cause of vision loss worldwide, primarily affecting individuals with prolonged diabetes. Early detection is crucial to prevent irreversible blindness. This project proposes a secure and intelligent framework for the early detection of Diabetic Retinopathy using Federated Learning (FL), ensuring both data privacy and efficient model training across multiple healthcare institutions. The system utilizes Optical Coherence Tomography (OCT) images for accurate retinal analysis and employs Convolutional Neural Networks (CNNs) such as ResNet-50 and VGG-16 for disease classification. To enhance data security, Multi-Factor Authentication (MFA) is integrated, allowing only authorized medical professionals to access sensitive information. Unlike traditional centralized AI models, the proposed system prevents raw data sharing, thus maintaining patient confidentiality while improving diagnostic performance. Future enhancements, including Homomorphic Encryption (HE) and Explainable AI (XAI), will further strengthen data protection and interpretability of results. Overall, this system contributes to Sustainable Development Goal (SDG 3): Good Health and Well-being, by promoting accessible, secure, and intelligent healthcare solutions for early eye disease diagnosis.

Published by: Dharish Prasath D, Kalai arasi. M, Faziya. A, Jai Ganesh. S, Kavitha. I

Author: Dharish Prasath D

Paper ID: V11I6-1161

Paper Status: published

Published: November 14, 2025

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Research Paper

The Biochemical Basis of Schizophrenia: The Dopamine Hypothesis and Beyond

Schizophrenia is a complex neuropsychiatric disorder marked by a wide spectrum of symptoms, yet its biochemical basis remains unclear. While the classical dopamine hypothesis links excess dopaminergic activity to hallucinations and delusions, recent research implicates glutamatergic, GABAergic, serotonergic, and cholinergic systems, along with inflammatory and oxidative stress pathways. This paper argues that schizophrenia results from interactions among multiple neurotransmitter and receptor systems. By reviewing neuroimaging, pharmacological, and clinical trial evidence, it demonstrates that understanding receptor-specific contributions is crucial for developing targeted therapies addressing both cognitive deficits and affective symptoms.

Published by: Bhumika Teckchandany

Author: Bhumika Teckchandany

Paper ID: V11I6-1149

Paper Status: published

Published: November 14, 2025

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Research Paper

Hospital Appointment and Patient Management System

The CareSync Hospital and Patient Management System is a web-based platform designed to streamline hospital operations and improve patient care efficiency. The system provides separate login access for patients, doctors, nursing staff, administrative staff, and transport teams. Each user role has distinct functionalities tailored to their responsibilities. Patients can register, book appointments, view doctor schedules, access their medical history, and receive billing details online. Doctors can manage patient records, update diagnosis reports, and track appointments. The administrative staff can oversee hospital operations such as room and bed availability, billing, and staff scheduling. Nursing staff can track patient vitals, medication schedules, and treatment updates, while the transport team manages ambulance and in-hospital patient transfers efficiently. CareSync enhances hospital management by integrating modules like Appointment Scheduling, Room and Bed Booking, Billing Management, and Transport Coordination, all in a secure and user-friendly interface. The system minimizes manual paperwork, reduces human error, and ensures better coordination between departments. Ultimately, CareSync improves healthcare service delivery and patient satisfaction through automation, accessibility, and data centralization.

Published by: Deepika, Poorvi S Jadimath, Sneha C Yaligar, Preeti S Puranik

Author: Deepika

Paper ID: V11I6-1150

Paper Status: published

Published: November 14, 2025

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Research Paper

Performance Appraisal- A source of employee motivation in a Small Organisation

In today’s competitive and dynamic business environment, small organisations play a crucial role in economic development and job creation. However, their success largely depends on the motivation and commitment of their employees. Performance appraisal, when implemented effectively, serves as a key human resource tool to recognise employee contributions, provide constructive feedback, and foster motivation. This paper explores how performance appraisal systems influence employee motivation in small organisations. It analyses the relationship between fair evaluation, feedback mechanisms, goal alignment, and intrinsic as well as extrinsic motivation. The study is based on a mixed-method approach involving surveys and interviews conducted among employees of small enterprises. Findings reveal that transparent and participatory appraisal systems enhance motivation and job satisfaction, while a lack of clarity and bias in evaluation tend to demotivate employees. The paper concludes with recommendations for designing simple yet effective performance appraisal systems tailored to the needs of small organisations.

Published by: Rakshita Bhatt

Author: Rakshita Bhatt

Paper ID: V11I6-1156

Paper Status: published

Published: November 13, 2025

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