Building a decentralized system to optimize the KYC process
This paper aims to develop a reputation-based, decentralized system using Blockchain to optimize the KYC process. The system will aim to optimize the core know-your-customer (KYC) verification process for financial corporations and improve the customer experience by reducing costs and increasing transparency of the data shared. The current KYC process costs more than $500 million for banks, most of which is spent to secure the customer's personal data. In the proposed system, the KYC verification process will only be conducted once for each customer by a validator in the Blockchain, regardless of the number of financial corporations with which that customer intends to work. Owing to Blockchain, the core KYC verification result can be securely shared by the customers with all the financial corporations that they intend to work with. This process produces a gain in efficiency, reduces cost, improves customer experience, and increases transparency throughout onboarding a customer for the financial corporation.
Published by: Rohit Venkatraman, Piyush Aggarwal, Ashish Jha, Dheeraj Gupta
Author: Rohit Venkatraman
Paper ID: V7I1-1151
Paper Status: published
Published: January 19, 2021
Fluid flow analysis of hydroelectric centrifugal turbines with a circular and square profile for treated water
In this paper, we have discussed the practicality and feasibility of implementing hydroelectric centrifugal turbine systems with different entry profiles. This paper discusses the technical and economic feasibility of the two profiles of the hydroelectric turbine system. The paper analyses the velocity at input and output openings, the pressure exerted by the fluid on the turbine surface, and the temperature of the surface of circular and square profile respectively. The results will be further explained. Hydroelectric turbine systems can be used to meet the high demands of electricity; thus, such analysis is mandatory to attain maximum efficiency. This research paper highlights some of the advantages and disadvantages of a circular and a square profile for electricity generation. The research paper exhibits a Computational Fluid Dynamics (CFD) of a fluid flow through a hydro turbine using flow simulations for the two profiles for given flow rates. CFD is an important tool to determine such conditions using numerical analysis and data structures for fluid flow. An extensive study is conducted as well as numerical studies on a spiral case Francis turbine with a circular and square profile are conducted successfully. The prototype models were prepared on Solid works 2019. We have undertaken a three-dimensional steady simulation using the “flow simulation” feature of Solid works 2019 in order to compute the average flow features as well as inspect the all-round turbine performance.
Published by: Arko Banerjee, Laxmikant Sawant
Author: Arko Banerjee
Paper ID: V7I1-1183
Paper Status: published
Published: January 18, 2021
Numerical investigation on a smoke management system in an administration building’s atrium
Smoke is considered the major reason for killing a lot of people in case of a building fire because of the reduction of visibility and asphyxiation fatalities that occurred in the smoke event. The present research illustrates a numerical simulation on smoke propagation and smoke control for the atrium in an administration building and investigates the effect of exhausting smoke by multi-point extraction through rooftop exhaust fans on smoke layer height inside the atrium. ANSYS-FLUENT solver is used to solving two-dimensional Reynolds-averaged Navier-Stokes equations (RANS) combined with K-ε Realizable turbulence model for different study cases in an atrium. The two-dimensional rectangular plan that is located at the center of the atrium is simulated with the dimensions of 25m width and 20m height using T-squared fire with the maximum heat release rate of 5 MW for 180 seconds. All parameters are predicted at vertical levels of 2, 13 and 17 m height from the ground floor. Results show that exhausting the smoke through rooftop exhaust fans maintains the smoke layer at a higher level from the ground and has a better effect on tenability conditions at the human level, increasing makeup air inlets levels adversely affect smoke layer height which reduces visibility at a human level. Finally, the spacing between extract fans outlet is considered a major factor that should be optimized in order to avoid the plug-holing phenomena.
Published by: Mohamed H. Ahmed, Mahmoud M. Kamal, Hamdy A. Abotaleb
Author: Mohamed H. Ahmed
Paper ID: V7I1-1169
Paper Status: published
Published: January 16, 2021
Public education for rural areas in the era of digital education
In the months following the national lockdown in India, a large amount of relief and recovery programs were released that were directed towards economic reconstruction. The education sector made multiple strides as well but there have been certain gaps that have not yet taken this attempt, despite the 250 billion dollar investment plan of India's central government. The lockdown impacted the day to day operations of schools, including the closure of a community daycare facility for the urban and rural communities which further resulted in schooling and health-related impacts. It has been suggested that the effect on girls and children from already deprived racial and caste backgrounds is likely to get even more severe. Strategies at various levels are still being explored to enhance and reinforce the current social insurance systems and boost their impacts. Despite the various efforts and initiatives introduced by the government, there is a failure in the public education system during such crisis scenarios. Will the collective efforts of the government, NGOs, and civil society organizations help in introducing digital initiatives to meet the initial challenges and help in making learning more engaging and interesting. Also, keeping in mind this current pandemic wherein most of the private schools took their classes online, it is important that such measures are taken for the rural and underprivileged children who might not be able to afford the requisite tools and gadgets for e-learning. It is important for the government to ensure that they are not despised for their basic education and there is always an alternative during major crises.
Published by: Shradha Chakravorty
Author: Shradha Chakravorty
Paper ID: V7I1-1168
Paper Status: published
Published: January 16, 2021
Conservation of water in landscape practices
Conservation of water in landscape practices Abstract Water is a scarce resource and it's quite relevant in India. However, a well designed, water-efficient landscape style should be thought of no matter the location. A water-conscious, sustainable landscape is definitely accomplishable through straight forward measures. Regenerative landscape design is the integration of ecological, social, cultural, and economic factors in coming up with better planning that helps to shield environs, contribute to stormwater management, conserve water, etc. Sustainability always comes in with the conservation of resources. Sustainability and conservation landscaping both work with nature to increase water quality, lower water consumption, utilize native plants. The options for selecting native and drought-tolerant plants far exceed cacti and succulents. Sustainability emphasizes addressing social and economic factors in addition to environmental factors whereas Conservation addresses the part of the environmental benefits. The paper talks about issues, measures, and agendas to create a landscape that is for the future incorporating the necessity and self-sustaining ability of a landform. With water scarcity, we need to ask ourselves if we need a vast lawn considering the benefits of keeping water consumption low. Using resources wisely and designing your landscape with strategically applied water is a need of the hour. ''The environment and the economy are the two sides of the same coin. If we cannot sustain the environment we cannot sustain our self''. Water is a scarce resource and it's quite relevant in India. However, a well designed, water-efficient landscape style should be thought of no matter the location. Water conscious, sustainable landscape is definitely accomplishable through straightforward measures. Regenerative landscape design is the integration of ecological, social, cultural, and economic factors in coming up with better planning that helps to shield environs, contribute to stormwater management, conserve water, etc. Sustainability always comes in with the conservation of resources. Sustainability and conservation landscaping both work with nature to increase water quality, lower water consumption, utilize native plants. The options for selecting native and drought-tolerant plants far exceed cacti and succulents. Sustainability emphasizes addressing social and economic factors in addition to environmental factors whereas Conservation addresses the part of the environmental benefits. The paper talks about issues, measures, and agendas to create a landscape that is for the future incorporating the necessity and self-sustaining ability of a landform. With water scarcity, we need to ask ourselves if we need a vast lawn considering the benefits of keeping water consumption low. Using resources wisely and designing your landscape with strategically applied water is a need of the hour. ''The environment and the economy are the two sides of the same coin. If we cannot sustain the environment we cannot sustain our self''.
Published by: Shahista Bano
Author: Shahista Bano
Paper ID: V7I1-1162
Paper Status: published
Published: January 15, 2021
Financial inclusion project for the residents of Sangam Vihar, Delhi | Impact of COVID-19
Microfinance plays an important role in providing financial products and services to developing countries across the globe. The term Microfinance includes a large range of financial products and services which includes deposits, loans, money transfers, insurance, savings, micro-credit, etc. In a country like India, where most of the population lives in rural or semi-urban areas (more than 70 percent) and where a large part of the population (more than 60%) still depends on agriculture, microfinance is crucial for the poor and low-income groups. Microfinance becomes important in developing countries where a large section of society does not have access to banking and credit facilities. Microfinance does not only help with financial products, but it also plays an important role in the socio-economic improvement of society. In India, microfinance is dominated by Self Help Groups (SHGs)-Bank linkage program which is aimed at providing a cost-effective mechanism for financial products and services to the intended users. The challenges with Microfinance are the extent of coverage of all these programs. Some states in the country have more active SHGs to drive microfinance whereas other states have limited presence. In a state like Delhi, as per Bharat Microfinance Report 2019, there are 12 MFIs that have operations with a total of 48 branches. The outreach by Microfinance Institutes (MFI) in Delhi was 0.95 lakhs in 2019, which is less than 0.5% of the total population of Delhi. So, the state of Delhi is underserved by the MFIs. The recent impact of COVID-19 on the livelihood of poor people across the country was profound. The country imposed a complete lockdown from March 22, 2020, which caused a lot of hardship for all people. During the lockdown period, the people who suffered the worst were daily wage earners as they had no source of income. Most of the government effort during COVID-19 was focused on home isolating the people who tested positive and moving the critical patients to the hospital. The government provided medical kits and drugs for the patients who were under home isolation but there was no monetary compensation for people who lost employment. The double impact of COVID-19 and unemployment was visible on people living in the slums of Delhi. The motivation for this research project was to run an extensive financial inclusion survey in the slums of Delhi to identify the extent of financial inclusion coverage. Post the survey, the objective was to share the data with the MFIs and connect them with the residents who would qualify for a microloan. The second objective was to create an information portal for the residents of Delhi on various central and state government initiatives on financial inclusion. This information portal was designed to include details of various schemes and the requirements of opening bank accounts, applying for a PAN card and an Aadhaar card. This initiative was to improve the financial literacy of the residents of Delhi.
Published by: Shivang Kukreja
Author: Shivang Kukreja
Paper ID: V6I6-1279
Paper Status: published
Published: January 15, 2021
