This paper is published in Volume-11, Issue-5, 2025
Area
Banking
Author
Nitant Kalia
Org/Univ
Panjab University, Punjab, India
Pub. Date
15 September, 2025
Paper ID
V11I5-1142
Publisher
Keywords
Cryptocurrency, Defi, Traditional Banking, Blockchain, Financial Transformation.

Citationsacebook

IEEE
Nitant Kalia. Crypto & Traditional Banking: An Evolving Relationship, International Journal of Advance Research, Ideas and Innovations in Technology, www.IJARIIT.com.

APA
Nitant Kalia (2025). Crypto & Traditional Banking: An Evolving Relationship. International Journal of Advance Research, Ideas and Innovations in Technology, 11(5) www.IJARIIT.com.

MLA
Nitant Kalia. "Crypto & Traditional Banking: An Evolving Relationship." International Journal of Advance Research, Ideas and Innovations in Technology 11.5 (2025). www.IJARIIT.com.

Abstract

The rapid rise of cryptocurrencies over the past decade has catalyzed a major shift in the global financial landscape. Once niche digital experiments, cryptocurrencies powered by blockchain and tokenization technologies have now achieved wider recognition across institutional investors, fintech innovators, and even central banks. A 2025 survey by EY and Coinbase revealed that 83% of institutional investors plan to increase their digital asset allocations, driven by growing regulatory clarity and product innovation.