Financial inclusion of the Government through banking institutions particularly to empower rural/tribal women in India is endowed to focus upon such households which are left out in terms of employment avenues. However, rural/tribal unemployed women who have entrepreneurial capabilities, but are unable to pursue starting a business due to the shortage of financial sources, can avail financial support and succeed in the process of socio-economic development by generating employment avenues for their families. Keeping motive of microfinance for SHGs in mind, an attempt has been made to analyze to what extent; microfinance has proved instrumental in empowering tribal women of Himachal Pradesh.