This paper is published in Volume-11, Issue-5, 2025
Area
Entrepreneurship
Author
Keya Yash Panchmatia
Org/Univ
Centre Point School, Maharashtra, India
Pub. Date
31 October, 2025
Paper ID
V11I5-1250
Publisher
Keywords
Microcredit, Women Empowerment, Rural Entrepreneurship, Financial Inclusion, Microfinance.

Citationsacebook

IEEE
Keya Yash Panchmatia. Access to Microcredit and Its Impact on Women Entrepreneurs in Rural India, International Journal of Advance Research, Ideas and Innovations in Technology, www.IJARIIT.com.

APA
Keya Yash Panchmatia (2025). Access to Microcredit and Its Impact on Women Entrepreneurs in Rural India. International Journal of Advance Research, Ideas and Innovations in Technology, 11(5) www.IJARIIT.com.

MLA
Keya Yash Panchmatia. "Access to Microcredit and Its Impact on Women Entrepreneurs in Rural India." International Journal of Advance Research, Ideas and Innovations in Technology 11.5 (2025). www.IJARIIT.com.

Abstract

This research paper investigates how microcredit access has transformed women’s entrepreneurial landscapes in rural India. Microcredit programs, often implemented through Self-Help Groups (SHGs) and microfinance institutions, have been instrumental in enhancing financial inclusion, promoting entrepreneurship, and empowering women socially and economically. The study assesses how access to small loans helps women develop enterprises, increase income, and gain greater control over family decisions. Using a mixed-method research design, the paper combines quantitative data from 100 rural entrepreneurs with qualitative interviews highlighting personal success stories and challenges. The results demonstrate a positive correlation between access to microcredit and women’s entrepreneurial growth, with implications for policy design and rural development strategies.