S-Pay proposes a cashless transaction system for small-scale organizations such as schools and colleges, by designing an RFID terminal device and database server. The designed system consists of an RFID card as e-money which will be implemented in an ID Card, terminal transaction device, and database server. RFID acts as a unique ID owned by the user to identify themselves to authorize their transactions. The main objective of this project is to reduce the amount of human effort in dealing with cash inside campuses and also making it easy for students to purchase items inside the campus without compromising safety. Each transaction will be authorized by a PIN that is only known to the owner of the card. A website is developed from which students can log in to their account and know their current balance, see their transaction log and also change their PIN if required. Moreover, students won't be able to spend this money outside the college campus as the money is credited to their account which in turn is credited to a database that is not valid outside the campus, it is more like a currency that is only valid inside the campus.